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What Does Renters Insurance Actually Cover?

Many people who rent an apartment, condominium unit, or a house make the assumption that their landlord's insurance covers them, too. It does not....

Your Health Insurance Claim Got Denied. Now What?

It’s like a punch in the gut. You visit a specialist or have a medical procedure done only to find your health insurer has denied your claim in a...

What Your Homeowners Policy Actually Covers (and What It Doesn't)

Most homeowners assume their insurance policy is a safety net that catches just about everything. It's a reasonable assumption. After all, you pay...

What Happens to Your Life Insurance Policy During a Divorce?

Divorce is one of the most stressful life events a person can go through, and between splitting assets, updating accounts, and navigating legal...

How Your Credit Score Affects Your Car Insurance Premium

Most drivers know that speeding tickets and accidents can raise their car insurance rates. Yet fewer realize that their credit score plays a...

What Is Medicare, Really? A Plain-Language Breakdown for Anyone Approaching 65

If you are getting close to age 65, you have probably heard the word Medicare more times than you can count. But for something so widely mentioned,...

HSA vs. FSA: Which Tax-Advantaged Account Is Right for You?

Health care costs continue to climb, making it more important than ever to make the most of every tax break available to you. Health Savings...

The Patchwork Problem: How 50 States Created 50 Different Health Insurance Markets

If you've ever moved across state lines and watched your health insurance premium jump or drop dramatically, you've experienced the patchwork...

Red State, Blue State, High-Rate State: The Politics Behind Your Premium

Your health insurance premium might have less to do with your health and more to do with how your state voted in the last election. Across the...

Debunking the Top 7 Life Insurance Myths

Life insurance is one of the most misunderstood financial products out there. Misconceptions keep millions of families from getting the coverage...

Life Insurance in Your 20s: Why Starting Early Pays Off Big

You're young, healthy, and probably not thinking about life insurance. That makes complete sense, and it's also exactly why now is the best time to...